5 Common Medicare Myths Debunked

There's a lot of confusion about Medicare. Let's clear up some common misconceptions.

Myth #1: Medicare is Free

FACT: While Medicare Part A is premium-free for most people, Parts B and D require monthly premiums. Medicare Advantage and Medigap plans also have costs.

Myth #2: Medicare Covers Everything

FACT: Original Medicare doesn't cover:

• Prescription drugs (need Part D)
• Dental care
• Vision care
• Hearing aids
• Long-term care

Myth #3: You're Automatically Enrolled at 65

FACT: If you're receiving Social Security, you'll be auto-enrolled in Parts A and B. Otherwise, you must actively enroll during your Initial Enrollment Period.

Myth #4: You Can't Change Plans

FACT: You can make changes during:

• Annual Open Enrollment (Oct 15 - Dec 7)
• Medicare Advantage Open Enrollment (Jan 1 - Mar 31)
• Special Enrollment Periods (qualifying events)

Myth #5: All Medicare Advantage Plans Are the Same

FACT: Plans vary significantly in:

• Covered doctors and hospitals
• Prescription drug coverage
• Out-of-pocket costs
• Extra benefits

Get the Facts

Don't let myths prevent you from getting the coverage you need. Our Medicare experts can help you understand your options and choose the right plan.

Schedule your free Medicare consultation today!